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Let’s Get Social

Apply for your mortgage all from the comfort of yo

Apply for your mortgage all from the comfort of your mobile device. Download the First Home Bank Mortgage App today on the Apple App Store or Google Play to get started. #MortgageMonday

You have choices! You have options when you finan

You have choices!

You have options when you finance a home. Here are some of the most common loan programs:

Conventional mortgages are the most common of all home loans. Fixed and adjustable-rate loans can be financed for 10 to 30 years, with lower payments for longer terms. Down payments can be as little as 3% or 5%.

Federal Housing Administration (FHA) loans often allow more credit and qualification flexibility for low- and moderate-income borrowers. Interest rates are competitive with conventional loans, but mortgage insurance requirements can lead to more expense over the life of the loan. A minimum 3.5% down payment and possible seller contributions toward fees can keep total upfront expenses relatively low.

U.S. Dept. of Agriculture (USDA) mortgages are generally thought of as a rural area loans, yet some smaller suburbs of metropolitan areas qualify too. Fixed rate loans are available for low- to average-income buyers, typically with no down payment and reduced mortgage insurance.

Veterans Administration (VA) loans are available to veterans or active-duty members of the U.S. Armed Forces. The primary benefits include zero down payment loans, no monthly mortgage insurance, and flexibility in qualification. Terms vary based on service history and eligibility.

Jumbo mortgage loans are much like conventional financing, except they can exceed those loan limits. Down payment requirements start at 5% but will be higher for larger loans.

Please reach out when you’re ready to explore financing options for your home. Link in the bio!

It is important to consult with a lender first bef

It is important to consult with a lender first before embarking on the journey of finding a home. Do not let mortgage myths stop YOU from obtaining your dream home.

Link in bio! Give me a call so we can get you’re financing secured first!

#Buyers #Marketplace #Homebuyers #Realestate #Mortgage #HomeLoans #Refinance #FairwayMortgage #FirstTimeHomeBuyers #Investment #creditscores

It’s always a great pool day when you meet a new

It’s always a great pool day when you meet a new client! Found out one of my neighbors, who was visiting in the pool today, was a veteran looking to move to Colorado this year! And guess who is helping them finance their new home!?!

This chick!🙋🏾‍♀️ One of the best things about working in all 50 states is helping people relocate! Not to mention with a VA loan they get to purchase their new home with zero percent down AND are considered first time homeowners since it’s been past 3 years!

Fun facts! We both grew up on the west side of Indianapolis! Both have a brother who is 13 months apart! And we both went to Ben Davis H.S!💜 It really is a small world when we take time to get to know each other!

Neighbors helping neighbors!

If you’re looking to relocate, not just to Colorado, let’s chat! I’d love to help you finance your new home!

#valoans #homeloans #servingall50states #mortgageloanofficer #realestate #realtor

What got YOU through 2020? For most of us, it was

What got YOU through 2020? For most of us, it was family, friends, and our loyal furry four-legged friends (seriously, what would we do without ‘em?).⁣
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But now, with a little space between the pandemic and our current perspective, I’m wondering if we’ve overlooked another MVP of 2020—HOUSEPLANTS!⁣
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Miss out on the 2020 houseplant craze? It’s not too late! Get on board with one of these easy-peasy, extremely forgiving houseplants:⁣
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• Zizi Plant: I’m convinced, these plants almost enjoy being ignored.⁣
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• Rubber Plant: Handsome and bold, enjoys low-medium light.⁣
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• Dracaena: Also called lemon-lime plant, this vibrant shrub adds a pop of color to any corner drab corner.⁣
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Don’t be afraid to jazz up your space with houseplants! There are a million blogs, podcasts, and tutorials out there to help you get started. Trust me, if I can do it, anyone can!⁣

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Design: @kelseyleighdesignco⁣
Build: @mcgregorhomes⁣
Staging: @thestagedlife⁣
Photo: @emilyhartphoto

“Conditions are never perfect. ‘Someday’ is

“Conditions are never perfect. ‘Someday’ is a disease that will take your dreams to the grave with you. If it's important to you and you want to do it ‘eventually,’ just do it and correct course along the way." Tim Ferriss, entrepreneur and author of The 4-Hour Workweek⁣
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This week, I’m gonna get after my ‘someday’ not worrying about perfection OR what others think, and confidently stepping over any speed bumps that come my way. Join me—and let’s have an AMAZING week!

Copyright © 2021 · Ariel Boyd · Hello You Designs