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Ariel Boyd

The Savvy Mortgage

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It’s a good day when I can send my clients a pre

It’s a good day when I can send my clients a pre-approval that another lender couldn’t send! I can except credit scores as low as 620! These clients are relocating to Georgia! I love that I can help my clients in whatever state they move to!

Who’s next?! Maybe it’s you! Click the link in my bio!

www.Arielboyd.com

#servingall50states🌎 #mortgageloanofficer #homebuyers #firstimehomebuyer

Are you wondering how to be competitive in this cr

Are you wondering how to be competitive in this crazy market? One of the biggest advantages I give my clients is the Buyer Ready Program!

This allows clients to be fully underwritten by an actual underwriter! The only thing you have to do from there is once you find your home we resubmit the file along with the new home address and home owners insurance quote over to underwriter to get a clear to close. This brings the process time frame from 30 days to 15-20, if not less!

Here are some of the perks!
~ Most sellers want to make sure they close, this is a guarantee because we've already submitted all of your income documents to underwriting.
~ The sellers want to close quickly and this ensures a 2-3 week turn around to closing. If not sooner!
~ You don't have to worry about any issues in underwriting once you've found your home because we've already done all the hard work.

Things to note
~ You still have to have an appraisal as well as an inspection.
~ You want to make sure you get your home owners insurance as soon as you find a home. (Make sure to shop around)
~ I gather all of your information and send it over to underwriting so on the front end it takes some time but after that it's smooth sailing.

The biggest difference between this program and a regular preapproval is you will have an underwriter reviewing all of your documents in advance. Most preapprovals use a system that gives a preliminary approval, no income documents or bank statements have been reviewed. This is a huge advantage over the competition especially in todays market! I work with your realtor to make sure they include this in your offer so the seller knows you've already been to underwriting!

If you're struggling to get an approved offer it may be time to switch lenders to see if this program would help! Also, if you haven't been preapproved let's chat to give you the edge over the competition!

Click the link in bio to schedule an appointment to chat or go ahead and apply if you're ready!

3 Reasons You Don't Need to get Pre-Approved! ⁣

3 Reasons You Don't Need to get Pre-Approved!
⁣
....Did I get you?! ⁣
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Happy April Fools Day, everyone! No doubt my son has been pranking me all day and I don't even think he knows what today is!
⁣
In all seriousness, if you're trying to buy a home but haven't received a preapproval yet, ask yourself these questions!
⁣
Do you want a realtor to take you out to look at homes?
Do you want sellers to take you seriously?
Do you know how much home you qualify for?
Do you know how much of a monthly payment you can afford?
Do you know the different loan options available to you?
Do you know how much upfront cost you'll have to have to purchase your home?

⁣
Watch out for your kids today, especially if they know it's April Fools Day, and don't hesitate to contact me if you're considering purchasing a home!

GROUNDED~ This past weekend I received some news

GROUNDED~

This past weekend I received some news that should have been earth shatering however due to me spending so much time the last month to be intentional about my self-care the hit didn't break me. I can't stress how much yoga, journaling, praying, and meditating has changed my life. It just makes life a little bit smoother. Even when I can't articulate how I feel yoga has always allowed me to work it out through my body. It grounds me and keeps me at peace. It has also connected me with my breath!

Taking time out for yourself is vital in life. It's become a non-negotiable for me and showing up for myself every day has been the biggest blessing. Life is going to happen regardless and you have to find a way to cope. Figure out what works for you and start to implement them now so that when trials come it doesn't rock your boat so much. For me it's daily yoga, journaling, affirmations, finding at least 10 things to be grateful for, meditating, and reading. Connect with yourself; mind, body, and soul.

Self love is the best love! 🖤

Closing gifts for my clients! I’m always gratefu

Closing gifts for my clients! I’m always grateful and appreciative for everyone who trust me in helping to finance their home! 🏡

They built their home and I’m so excited to see the end result! This is an amazing alternative with the market being the way it is! If you’re wanting to purchase a home let’s get you preapproved! Message me or go to the link in bio to apply and get the process started!

#yourarenext #homeownership #firsttimehomebuyer #newconstructionhomes #lennarhomes

Have you been thinking about buying a new home but

Have you been thinking about buying a new home but don't really know where to start? Come join me + my realtor partner Tanya Mott as we dive into the process as well as what to expect! We're going to answer the questions you've been dying to know but are too afraid to reach out!

The link is in the bio for the live zoom! If you're not doing anything Saturday morning we'd love to have you join us!

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